Sberbank: mota bashin 'yan ƙasa na Rasha

Yau Sberbank ne daya daga cikin mafi girma a jihar bankuna na Rasha Federation. Duk da haka, ya kamata a lura da cewa da rabo daga bashi bayar musamman shirye-shirye a cikin shi ne sosai low kuma shi ne game da 5% na jimlar nauyi. A cikin 'yan shekarun nan, an girma a rance. The yawan fara ƙara da matakin na dõgara a jihar, da kuma mutane sake fara zuwa Sberbank. Car rance zama mashahuri sake, kuma da rabo daga post-rikicin qara kowace shekara.

Credit shirye-shirye domin sayen mota

Don kwanan wata, Sberbank offers da abokan ciniki hudu daban-daban shirye-shirye:

• autocredit tushe a wani kudi daga 11.5 zuwa 17%.
• musamman cinikayya shirin da manufacturer motocin da kudi na 10.5 zuwa 17%.
• Mai amfani da rance ba tare da na biyu - daga 17 zuwa 22.5% annum.
• mabukaci bashi tare da wani lamuni da kuma ƙarin tabbacin - daga 16 zuwa 24,5%.

The adadin amfani biya domin yin amfani da bankin kudi, dangane da wasu yanayi, wanda aka miƙa ta Sberbank. Car rance dogara ne a kan 'yan zaban maki na borrower:

• duba zaba shirin.
• da lokaci domin wanda kwangila da aka kammala.
• kudin a cikin abin da ba adadin kudi, da kuma cewa za ta dawo;
• bashi na zuwa jerin abokan;
• Category Auto da falo, a cikin abin da aka saya.

A wasu lokuta, za ka iya count a fifikon mota bashin. Savings Bank samar da wani m sha'awa kudi na 10.5% a cikin hali na sayen wani sabon mota "Lada" daga m a Rasha Federation. Bugu da kari, zamantakewa ko ya kamata a bayar da borrower ta albashi da katin na kudi kungiyar.

Sberbank na Rasha - mota rance da kuma ta siffofin

Ka tuna cewa rance domin sayan abin hawa kunshe a cikin ra'ayi na mabukaci bashi. Wannan shi ne dalilin da ya sa shi ne don haka da muhimmanci a fahimta da bambance-bambance tsakanin shirye-shirye miƙa ta Sberbank. Car rance ga na farko da biyu zabin da makõma na aro (mota, rance tushe da kuma abokin shirin), da kuma na karshe biyu - wadanda ba manufa (mabukaci rance ba tare da ƙarin tabbaci da kuma mabukaci aro tare da ƙarin tabbaci ko tabbatar ..). Ko da yake asali da kuma affiliate shirye-shirye samar sosai sharadi gwargwado, saya mota ta iya zama kawai a wasu mota dealerships - banki abokan. Ya kamata a bayyana cewa Savings Bank aiki a duk goma sha biyu masana'antun, tsakanin wanda akwai wani irin rare brands kamar "Toyota" ko "BMW".

Matsakaicin adadin ka iya ƙidaya a

Domin duk rance shirye-shirye miƙa Sberbank, auto mafi wuya iyakance ikon yinsa. Da farko, da borrower ake bukata don ciyar 15% na tsabar kudi samu for inshora sayi dukiya. Dangane da shirin zaba, matsakaicin adadin:

• asali mota rance - har zuwa miliyan 5 rubles.;
• affiliate shirin - har zuwa miliyan 5 rubles.;
• mabukaci, rance ba tare da na biyu - har zuwa miliyan 1.5 rubles.;
• Mai amfani da rance da lãmuncẽwa a kanku, kuma tabbacin a cikin nau'i na tabbaci abu - har zuwa miliyan 3 rubles.

The yawa ake magana a kai a cikin rubles za a iya bayar a cikin Tarayyar Turai da kuma a dalar Amurka. A wannan yanayin, da kudi a kan aro zai zama 'yan bisa dari karami, amma shi zai biya a cikin kudin.