Reviews. "RosinterBank": adibas, rance

Yana kawai don haka ya faru da cewa a lokacin da zuba jari da kudi, da yawa masu zuba jari kula da kudi ma'aikata ta suna da kuma ko da ta ranking tsakanin sauran bashi cibiyoyin. Amma, a yi, wadannan alkaluma suna ba ko da yaushe wata ãyã daga AMINCI na banki. A karin misalin ne "RosinterBank". Matsaloli tare da ya jagoranci fara quite kwatsam. Read more game da firgita banki da kuma matsaloli da yake da shi da fuska, tattauna a kasa.

Akwai alamun damuwa: da kowa yana da bayanai game da banki

"RosinterBank" - quite mai kyau kasuwanci banki aiki a cikin Rasha kudi kasuwa tun 1990. Tun lokacin da aka bude, shi ne ba kawai ta dauki nauyin, amma kuma ba da cikakken goyan baya ga wakilan kamfanoni, kananan, matsakaici da kuma manyan harkokin kasuwanci.

Its reshe cibiyar sadarwa yana yiwuwa girma zuwa 40 ofisoshin located in Tyumen, Yekaterinburg, Yaroslavl, Nizhny Novgorod, St. Petersburg, Kazan, Krasnodar, da sauran birane da kuma yankuna na Rasha. Saboda haka ya fara samun lokacinta "RosinterBank" Moscow kuma ya zama shi ne babban birni, inda banki aka located, da kuma babban ofishin.

Awards kuma banki kari

Duk da fairly manyan gasar daga wasu kasuwanci kungiyoyin, "RosinterBank" ya ci gaba da girma da kuma ci gaba. Wasu lokaci ya wuce, da kuma kudi ma'aikata da aka samun karrama, kyaututtkan. Alal misali, ba haka ba da dadewa, ta jagoranci da mafi kyautar a cikin category na "harkar-daidaitacce banki" da aka gabatar, amma daya daga cikin kwamitin mambobi aka bayar da babban kyauta "Ga sirri taimako ga ci gaban kudi rubuce-rubuce na yara da matasa."

"RosinterBank": Rating

RosinterBank sosai da sauri ya zama shahararren kuma rare kudi ma'aikata. Bugu da kari, girman ta dukiya, sai ya shiga saman 70 mafi girma a bankuna a Rasha. Daga baya, kungiyar zo a saman 10 tsakanin kudi cibiyoyin, mashahuri domin ta impeccable abokin ciniki sabis. Har ila yau, m aiki na banki ma'aikata da abokan ciniki gano da ajiye ka fi so kamfanin a saman goma a cikin "Mutane ta Rating". Abin lura shi ne cewa daga saman kudi flagships "RosinterBanku" kasa dade daga 2014 zuwa 2015.

Katunan bashi da sauran banki kayayyakin

Kafin gabatarwar da rikon gwamnati, bisa ga m shedu, "RosinterBank" tsunduma a rance don kasuwanci da kuma gidaje. Alal misali, daya daga cikin rare kayayyakin na banki da aka dauke su a matsayin aro ilimi. Tare da shi, da yawa dalibai ne iya biya domin karatu a jami'a. Abin lura shi ne cewa shirin da aka sarrafa a wani tallafi na jihar da kuma yana da mafi ƙasƙanci a wancan lokacin, da sha'awa kudi - 7.6% annum.

Wani tsari ya m banki "Trust jinginar gida rance", a cikin abin da kudi ya kuma ƙananan (11,5-13,5% annum) fiye da a irin wannan rance kayayyakin ci gaba da sauran cibiyoyin kudin. A wata kalma, "RosinterBank" - shi ne m tariffs, shi ne abin da ya kafa shi baya daga sauran cibiyoyin kudin.

Abin da mutane ya ce game da banki?

An yi imani da cewa kafin neman wani kudi ma'aikata, don nazarin mai amfani reviews dole farko, daki-daki. "RosinterBank" - kudi ma'aikata tare da m kwarewa da kuma aikin da kwarewa, don haka ne a nan jawabi da yawa Russia. Alal misali, ya kamata mutum ya yaudare babban iri-iri na bashi kayayyakin da ajiya shirye-shirye. Wani son wannan sharadi gwargwado ga adibas da kuma masu biyayya ga bukatun ga farkon janye kudi zuba jari.

Duk da haka wani farin ciki yi magana game da kyau kwarai da sabis sun samu a ofishin, located in titi Kondratyuk, d 3, da kuma a cikin sashen a wadannan adireshin :. Moscow. Str. Maclay, d. 55.

Wasu daga cikin sake dubawa na bankuna, da bambanci, dauke da wani tearful labarin game da mummunan sabis, wanda ya jagoranci wani yawan ƙarin halin kaka a kan abokin ciniki gefe. A takaice, da ra'ayi daga cikin bankin nasu aikin ne daban-daban, kazalika da abokan ciniki da kansu.

"Dadi" da kuma riya da Organization ta taimako

Bugu da kari ga aro kayayyakin miƙa "RosinterBank" adibas ga mutane. Kamar yadda a yanayin saukan rance, ajiya shirye-shirye sa ran high amfani rates kuma mai tsananin kyau da zane yanayi. A karin misalin ne da 'yan taimako taken "Holiday +".

Bisa ga sharuddan, sanya shi iya zama a cikin gida ko kasashen waje na tsawon 100 da kuma 550 kwanaki. A amfani kudi a Ruble taimako ya 10.5-11.5%, da kuma a waje kudin - da kuma daga 0.8 zuwa 2.4%.

Sha'awa, da tanadi na zuba jari wata-wata ban sha'awa accrued a kan katin lissafi, wanda aka bude a gare shi "RosinterBank" (lasisi, ta hanyar, da bankin ya ba tukuna janye). Kuma mafi muhimmanci, da cewa "Holiday +" shigar da farkon karbo daga tsabar kudi a cikin kewayon 30% ko 60% na ajali taimako kudi. Kuma, ba shakka, mahalarta na shirin zai iya ta atomatik zama cikin farin ciki mai na kyauta baucan a cikin adadin 20 000 rubles (a lokacin da Draw na kyaututtuka daga banki). A wannan song, ba da wani tayin!

Wani "m" Bank tsari wani shirin "Hangen zaman". Kuma idan a farko, ta zaci kudi na 10% annum, ne mafi cancanta ga bazara fara rate girma zuwa 12%. A ajiya "riba +" da aka asali miƙa wa duk wanda ya so su zuba jari your kudi a 14% annum.

A sakamakon haka, da m marketing siyasa, jawo mutane da kuma wakilan kasuwanci, kawai rasa vigilance. Su danƙa su kudi ga alama m bashi ma'aikata, da kuma CB "RosinterBank" ya mugunta kasa. Abin da ya faru da shi? Kuma abin da yake a cikin hanyar ta da matsaloli?

Sa da kuma sakamako, abin da ya faru tare da banki?

Wani Satumba 9 wakilan banki ihu da ƙarfi game da sabon katin bashi, tsara don malamai. Amma kamar wata kwanaki da suka wuce, da ofishin da kuma duk data kasance sashen na kudi kungiyoyin da suka ba zato ba tsammani a rufe. The official website na kungiyar rosinterbank.ru tsaya aiki, da zafi line waya - Guragu.

A sakamakon haka, mafi yawan ajiyar da kuma abokan ciniki na banki akwai tsoro. Da yawa daga cikinsu ya fara rubuta fushi martani ( "RosinterBank" - kudi ma'aikata, aiki tare da 'yan kasuwa, da kuma mutane), a yi tambayoyi. Kuma wasu ma zo da tsakiyar ofishin da kuma kokarin karya saukar da sanduna, kanã nufin zuwa ga abin da aka samu a cikin ginin. Amma dukansu sun kasance ne sha'awar da babban tambaya: "Menene ya faru?".

A akwati kawai ya bude

Patience, abokan ciniki unreasonably "shiru" banki, a karshe samu amsoshin. Kamar yadda ya juya waje, "RosinterBank" (taimako a nan za a iya bude a waje da kuma cikin gida kudin) ya dakatar da aikin saboda da Central Bank of takunkumi. Wannan, bi da bi, ya bayyana wadannan ayyuka kamar yadda a tilasta gwargwado, da nufin kayyade real kudi hoto na banki.

Bisa ga kayyadewa ruwaito cewa "RosinterBanka" a wannan lokaci da aka bayyana a matsayin m da kuma precarious. Kuma tun da wannan shi ne kai tsaye barazana ga bashi da ajiyar, aikinsa a lokacin dubawa aka yanke shawarar dakatar.

A gabatarwar da rikon gwamnati

A sakamakon haka, da aikace-aikace na Central Bank of Rasha Federation a cikin "RosinterBank" (matsalar nan fara sosai kwanan nan) da aka gabatar ta wucin gadi gwamnati. A daidai wannan lokaci da irin wannan alhakin matsayin da aka hada baki aka ba wa wakilan DIA (Deposit Insurance Agency). A iko na manajoji da kuma masu hannun jeri na kudi ma'aikata suna dan lokaci dakatar.

Wucin gadi gwamnati na banki da aka nada na tsawon watanni shida kuma ya fara aikinsu a kan Satumba 15 wannan shekara. Wannan bayani, a matsayin shaidu, da bankin har yanzu gudanar don buga a kan ta website a ranar Alhamis. Daga wannan lokacin an kashe da tsarin lantarki biya da kuma katunan an daina kiyaye a cikin tashoshi na wani kudi kungiyar. Amma abin da yake cikin hanyar damunsu hade kayyadewa?

Mene ne dalili na rashin yarda da Central Bank?

A cewar da yawa shedu, "RosinterBank" ba kawai ya jagoranci babban hatsarin lamuntawa manufofin, amma frankly Khimich amfani da adibas. A wannan bayanai game da banki tabbatar da tushen kusa da kayyadewa. A babbar dama al'amurran da suka shafi fito daga Central Bank saboda jihar na wajibobi generated da jawo kudi na ajiyar na bashi ma'aikata.

Kamar yadda ya juya waje, da hukuma data bayar da kayyadewa "RosinterBankom" shekaru masu yawa corresponded zuwa kafa norms. Duk da haka, da real Figures, bisa ga sufetocin ya zama yafi hakan. Wata kila wannan shi ne gaskiya. Alkalin da kanka, kawai don na farko kwata bisa ga unofficial data, da kudin kudi tãyar da zambar 13.5% a shekara-shekara sharuddan. Amma sakamakon wannan zafin aiki ba kyalli a cikin banki takardun. Wannan yana nufin daya kawai cewa bashi ma'aikata ne inuwa play da kuma hade da dubious kudi ma'amaloli.

Interbank kudi aro

Lokaci guda tare da Country na takardun, "RositerBank" da aka gani daga manyan masu ba da bashi a cikin interbank kasuwar. Kamar yadda na farko rahotanni, a farkon watan Agusta jimlar yin amfani rabo na kudi cibiyoyin da aka fiye da 30% na dukkan m samun kudin shiga. A hankali, wannan adadi ya fara girma, a matsayin wakilan da banki, a fili, sun kasance a wani dogara a kan masu ba da bashi. Idan ka yi imani da masana, to waɗannan ayyuka a kan wani ɓangare na borrower ta yi magana game da matsaloli tare da liquidity. Wannan ne ma evidenced da yawa reviews na bankuna, wanda kafin shella na fatarar tashi irin wannan yanayi.

Bankin wakilan da aka kama a cikin zafi

Zai yiwu karshe tattaka a cikin banki ta ayyukan da aka m zamba wanda kwanan nan aka gudanar da wakilainsu. A cewar majiyar, da m ga kayyadewa, game da m aiki "RosinterBanka" daban-daban jita-jita, sun ninkaya. Duk da haka, duba da amincin ko ƙi yarda babban bankin kasa a wasu batu. Kamar yadda ya juya waje, da wakilan da kayyadewa yanke shawarar kai a kan zafi m banki wakilan.

Don yin wannan, suka aika ta wani mutum wanda ya nuna kamar su zama talakawa zuba jari, wanda ya yanke shawarar sa da kudi a kan ajiya. A daya batu da ya kira "RosinterBank" (reshe adireshin a cikin tambaya, da rashin alheri, ba yanzu), ya ce ya bukatar wani dogon lokaci zuwa je kasashen waje, kuma ya ce game da amfani lissafi.

Bayan wani lokaci, wani tushe daga lissafi "mishandled Cossack" ya rubuta kashe nth Jimlar kudi, ko da yake ya a gaskiya abu kamar bai yi. A sakamakon haka, da banki ta wakilan da dogon don bayyana ga ma'aikatan na kayyadewa.

A daidai wannan lokaci shi gudanar da wani karin cikakken bincike. An zaci cewa wasu daga cikin kudi na ajiyar, kazalika da a lokuta da "Arksbankom" da "MOSOBLBANK" hukumance babu inda lambar. A wannan yanayin, da masu wadannan asusun iya ba ko da zargin shi. Duk wadannan maki masu jayayya da zai yi nazarin wakilin rikon gwamnati.