Property kamfanonin inshora

A dukiya - a tangibles da kuma abubuwan da suke a amfani ko mallakar wata halitta ko doka mutum. Yawanci, a dukiya dama zama ban sha'awa domin 'yan kasa, ko wani abokai a lokuta idan akwai dukan unforeseen faru entailing lalacewar sirri effects (sata, ambaliya, halaka, mutuwa, da dai sauransu).

Inshora na dukiya kamfanoni. Wannan aiki zai iya amfani zuwa:

- Property na jihar m Enterprises, gama da kuma jihar gonaki.

- jihar dukiya sha'anin (jam'iyya, kungiyar).

- The dukiya na zamantakewa ko m kungiyoyi.

- The dũkiyar da dan haya da kuma aikin noma, sha'anin (ban gama gonaki).

- State Building, takalman da mutane ko kungiyar.

- The dukiya kungiyoyin addini.

- The mallakar wani waje halitta mutum ko shari'a mahaluži a Rasha Federation.

- The dũkiyar waje da kuma cikin gida na halitta ko doka mutane kasashen waje.

A lokuta idan ya zama dole don gudanar da dukiya kamfanonin inshora a kan wani son rai-akai, ba wadannan wuraren su dace: Securities, tsabar kudi, takardu, structures, gine-gine, da kuma sauran iri dukiyar da suke da a cikin bala'i zone.

Rajista na kaya, da kayayyakin, kayan aiki, motocin, m kayan aikin, da wuraren hada a cikin dũkiyar inshora na noma Enterprises. Bayar da dukiya da bukatun su ne kamar irin waɗanda a da al'ada inshora kasuwanci dukiya. Duk da haka, inshora kariya da aka bayar kawai don laifi sabõda yãsasshiya lalacewar dukiya faru.

Ainihin dokoki na lalacewa kima:

- A halin kirki halin kaka dole ne a biya.

- Matsaloli gaba samu da kuma asarar da cewa sun faru a sakamakon lalacewar ba kunshe a inshora biya.

- The mai ya kunsa da da'awar da kudin bambanci cewa ya taso a kan lokaci na wannan manufofin.

- m ba ga Price, da darajar da dukiya a lokacin da lalacewa, halaka, da dai sauransu

Idan wani inshora sha'anin dukiya, da zai sauka a karkashin wadannan daraja sharudda:

- Construction a ci gaba - biya da kudin na aiki da kuma kayan albarkatun, wanda aka ƙãga a lokacin da inshora.

- Revolving Asusun - da adadin biya aka ƙaddara da talakawan kasuwar farashin da kuma ainihin farashin na samarwa.

- Gyarawa dukiya - ne m da matsakaicin dauke adadin, wanda ba ya wuce da ake bukata raguwa a lokacin mutuwa da inshora sassa.

- aiwatar da abin da yake a cikin tsari na samar - biya adadin ya hada da kudin da kayan, aiki da kuma kayan ciyar, wanda aka ƙaddara bisa ga talakawan rates ga wadannan iri jobs.

Da yiwuwar m da cikakken inshora, wanda, bi da bi, inda ya bayyana matsayin wani kaso daga cikin kudin biya ta kungiyoyi.

Janar dabara definition of lalacewar da aka dauke su:

= Adadi na lalacewa da kudin na insurer ta kima - da adadin lalacewa da tsagewa a kan ceton halin kaka + dukiya - kudin sharan

Property kamfanonin inshora yana biya na musamman da hankali ga diyya ga diyya a lokuta a wanda wani yanki daga dũkiyõyin an kiyaye su a cikin wani lalace ko rincabewa yanayin. A wannan yanayin, inshora asarar darajar za a iya ƙaddara wanda zai bayyana a sayar da irin wannan samfurin quality. Duk da haka, a lokacin da insurer ba la'akari da wannan lalata dukiya a cika, da mai ba da hujjar cin moriyar biyan full diyya.