Idan muka bincika da wadata da na gida banki cibiyoyin cikin sharuddan katin kayayyakin da bashi da iyaka, ya bayyana cewa bashi katin Savings Bank, da sake dubawa na wanda mafi yawansu, tabbatacce, shi ne mafi ban sha'awa samfurin. Abubuwan da ke gaba ɗaya sun hada da:
• low interest rate;
• ci gaba da cibiyar sadarwa ta banki.
Kuna iya tambayar yadda hanyar sadarwar rassan (rassan) da katin bashi suka haɗa? Sberbank (nazarin mutane da kuma shafin yanar gizon yanar gizon yana tabbatar da wannan) yana da fiye da ofisoshin wakilai 19,000 a Rasha, ciki harda yankunan da ke yankin 17. Wannan na nufin cewa maigidan samfurin a cikin tambaya zai iya amincewa da kowane ɗayan su don warware matsaloli na yanzu. Ya bayyana a fili cewa, ƙila, yana da kyau aiki tare da sashen inda aka samu katin. Amma a gaggawa, abokin ciniki bazai jira don ƙarshen tafiya, misali.
Cibiyoyin banki na gida suna da matukar damuwa game da lamuntawa ga mutane. Sberbank ba banda bane. Katin bashi (reviews za a iya samu da sauƙi, misali, da World Wide Web) an bayar da 'yan kasa suka yi ta kai da shekaru 21 years. Game da tsawon shekaru na mai bashi, bai kamata ya wuce shekaru 52 a lokacin rajista ba. Har ila yau, yanayin da ya dace shine hakikanin samun ci gaba da aiki a cikin watanni 12. A lokaci guda, mai bashi mai bashi a aiki na karshe ya kamata ya yi aiki a kalla watanni 6. Idan abokin ciniki ya ɓace gaba ɗaya a karkashin waɗannan yanayi, to, za ka iya shiga wurin ofishin mafi kusa. Ba manta da ya dauki fasfoci tare da shi ba kuma takardar shaidar nuna girman yawan kudin da ya samu a cikin watanni shida na ƙarshe.
Har ila yau a lura cewa katin bashi na bincike na Sberbank yana tattara tabbatacce. Alal misali, ana iya ba wa 'yan kasuwan kasuwa. By hanyar, ba duk bankin Rasha ba irin wannan sabis ba.
Yayinda aka yi la'akari da farashin, ɗakunan da aka ambata a cikin gida sun bambanta daban-daban game da al'ada. Alal misali, don yin amfani da aro kudi da kambun da "zinariya" cards (Visa da MasterCard) biya 17,9% -23% a kowace shekara. Ƙananan ƙananan - MasterCard Standard da Visa Classic - yana biyan mai shi a cikin 19% -24% a kowace shekara. Idan sama aro kudi a lokacin alheri lokacin, da katin bashi Savings Bank (real sake dubawa na bashi, wannan ya tabbatar da hanyar) gaske ba da damar amfani da kudi a kusan babu kudin. Kula, sunan na biyu na lokacin alheri shine lokacin alheri.
A ƙarshe na so in ce cewa a kan buƙata kamar "katin bashi na Ƙarin Bankin Asusun" yana iya samun ƙwaƙwalwar ƙwaƙwalwa daga masu ɗaukar hoto. Tare da cikakken cikakken nazarin halin da 'yan ƙasa suka iya ziyarta, ya bayyana a fili cewa a yawancin lokuta, ba bankin ba ne, amma ma'aikaci ne, abin zargi ne. Wannan sananne mutum factor. Babu shakka, mutum ɗaya ba zai iya yanke hukunci ta hanyar aikin dukan tsarin ba. Amma a rayuwar da ke yadda yake fitowa.