Deciphering FFOMS, babban ayyuka da kuma ayyuka na asusun, kungiyar ta kasafin kudin

Tarayya Wajibi Medical Assurance Asusun (nan FFOMS ko Asusun) - shi ne mai bayyana asusun kafa don tafiyar da harkokin kiwon lafiya na jama'ar na Rasha Federation. Asusun mai ba-kasafin kudin, to, akwai kudi don biyan kudin tsaya fita ba saboda jihar kasafin kudin da daga kudi samu daga policyholders (mutane, ya kuma doka abokai). FFOMS ne ba riba mahaluži, da kudi da kuma bashi ma'aikata, na da balance sheet da dũkiyõyinku.

deciphering FFOMS

La'akari da kowace kalma da take. Me ake nufi da kuma me ya sa ka zabi shi?

• Tarayya. Asusun Karkasa a matakin tarayya, yana da ofisoshin lardi a kowane batu na Rasha Federation, da kuma sansanonin sojin da ayyukan suna kayyade dokokin na tarayya.
• Foundation. Wannan shi ne ba riba kungiyar tare da kansa kasafin kudin, yi nufi ga musamman zamantakewa da zamantakewa burin - samar da ingancin free kula da lafiya, domin da yawan jama'a.
• Wajibi. Wannan kalma na nufin cewa duk 'yan ƙasa na Rasha Federation dole ne inshora a kan wani m-akai. Bisa ga kundin tsarin mulki, duk dan na da hakkin ya sami daga jihar free magani daga likita, da kuma tsara shi yadda ya kamata, wanda ya biya inshora premiums (a kan nasu, ko kuma ta hanyar wani aiki) da Asusun, daga wanda sa'an nan suka za a kashe.
• Medical. Babban maƙasudin na Foundation - kiwon lafiya, da cewa shi ne, samar da taimako ga mutane da suke da data kasance kiwon lafiya matsaloli.
• Inshora. Wannan musamman irin huldar cinikaiya a jihar da 'yan asalin deducted wasu inshora premiums, an tara a daya wuri, kuma idan ya cancanta ana ba da baya ga' yan ƙasa a ware Naira Miliyan Xari inshora ko inshora sabis.

Saboda haka, bidiyon dikodi FFOMS ba wani wahala - isa a yi wani janar ra'ayin game da sharuddan da aka yi amfani a cikin Rasha Federation designate muhimmanci kungiyoyi.

gwamnatin tsari

A Asusun ta aiki da aka kayyade ta Rasha dokokin, a tarayya da jihohi. Babban takardu a kan wanda aiki da manyan jiki da kuma ta yankin rarrabu ne:

1. RF kundin tsarin mulki.
2. FZ, kwanan rana 29.11.10 "A M Medical Assurance a Rasha Federation".
3. Foundation Yarjejeniya.
4. BC umurnin "A cikin tsari na kudi na wajibi kiwon lafiya inshora" domin kowane shekara.
5. RF Budget Code.
6. Sauran dokoki Ayyukan Rasha Federation.

Asusun aiki

Basic ayyuka FFOMS - Waɗannan su ne ayyuka da cewa shi aikin cimma babban manufar da ya halitta - don tabbatar da] a] e na kiwon lafiya da sabis da 'yan kasa. Suna gyarawa a para. 8 Ch. 6 na Insurance dokar da jiha da cewa FFOMS:

1. Halarci da ci gaba da babban arziki na free ayyuka kiwon lafiya shirin.
2. Yana accumulates da kuma kulawa kudi ga shirin.
3. Yana aligns da wani yanayi na tabbatar da kudade ga yankin jikinsu.
4. Lura da ayyukan da yankin jikin da niyya amfani da kudi a karkashin wannan shirin.
5. Yana zaune a yanki yarda da yanayi na inshora kudi amfani abokai a cikin shirin da su m gudunmawar.
6. Yana yana da hakkin ya kai hari da kuma tattara daga policyholders (mutane da kuma abokai) bashi, da tarar da bugun fanareti, wanda ake nufi ga arziki na kula da lafiya, da m mutane.
7. Kula da kansa kalamai, kafa da siffar kayyade lissafin kudi magani, al'amurran da suka shafi dokoki, siffofin, takardu, kuma ya kunshi al'amuranda suka zama dole umarnin a cikin tsarin na ikonsu.
8. Kula da uniform littãfi daga kungiyoyin tsunduma a harkokin kiwon lafiya da kuma kiwon lafiya inshora, ingancin da rosters masana da kuma inshora mutane.
9. Aikin wasu ayyuka a cikin ikonsu.

MHI siyasa

Babban daftarin aiki, wanda ya ba da Asusun na wajibi inshorar kiwon lafiya da kuma a cikin abin da wani dan kasa na Rasha Federation za suna da hakkin su sami free m magani daga likita ne da manufofin.

The siyasa suna samuwa ne daga yankin gawarwakin FFOMS ko a sayar da kungiyoyi, wanda da Asusun ya wakilai ikonta don en manufofin (kiwon lafiya inshora kamfanoni).

Don shigar da kara a yankin jiki na HIF (ko wadanda kungiyoyin wanda aka ruwaito da zama dole dalĩli game da inshora) ake bukata kawai a fasfo, a lokacin da ake ji wa wani siyasa a kan yaro ya kamata a ba da shaidar haihuwa tasa. Bayan samu daga cikin ma'aikatan bayar da wucin gadi takardar shaidar (inganci ga wata 1), wanda ba ka damar amfani da duk ayyuka a karkashin manufofin har ta ainihin samu.

Abin da aka hada a cikin Asusun na kasafin kudin

Domin ya fahimci abin da ya ƙunshi na asusun na kasafin kudin, shi wajibi ne don tuna, abin da abbreviations kwafi. FFOMS sami kudi daga abin da ake kira social gudunmawar, wanda ake biya ga fanshon da up to 22% a shekarar 2014 (da wani shekara-shekara albashi adadin cikin 624 dubu rubles). FFOMS haraji ne daga wannan adadin 5.1%. Idan shekara-shekara samun kudin shiga ya wuce Naira Miliyan Xari da 624 000 rubles, da biyan bashin da m kudade ga fanshon ne 10%, da kuma kawai 3.7% ana deducted a FFOMS.

Bugu da kari, akwai wasu nau'i-nau'i daga kungiyoyi, wanda ya kafa ƙananan rates na inshora premiums.

A haraji da aka biya a cikin fanshon kwata ko wata-wata dangane da siffar da kuma kungiyar na haraji tsarin (UTII ko Saukake haraji).

ƙarshe

Saboda haka, bidiyon dikodi FFOMS quite m, kuma m ga duk 'yan ƙasa na Rasha, saboda mun duk kunna MHI siyasa domin ayyuka kiwon lafiya da kuma biya haraji to replenish da kasafin kudin na Asusun.