A girma hanyar ajiye kudi - bude wani tanadi lissafi. Koyi yadda yanzu!

Adibas a bankuna zai iya bauta wa ba kawai ga rasit na kudi ga asusun da cire su a kowane lokaci. Wasu iri adibas damar ajiye wani adadin. Irin wannan damar ya kamata a mai tsanani dauke a matsayin wani rashin iyawa don ajiye kudi da kuma ajiye su ga nasu dalilai - shi ne mai matsala da yawa Russia.

Savings asusunku - don haka ya kira taimako da damar don amfãne daga cikin kudi a cikin asusun a cikin nau'i na riba.

jinsunan

Akwai tanadi asusun for daban-daban dalilai: domin yaki da manufar da inganta yanayin rayuwar (jihar shirin, don taimaka wa wasu nau'i-nau'i daga 'yan ƙasa), domin doka mutane (kafa LLC, JSC), kuma mutum' yan kasuwa, wanda damar kungiyoyi don ajiye babban birnin kasar ta hanyar kudaden shiga daga riba.

A wasu lokuta, da 'yan asalin nufin bude wani tanadi lissafi domin suna da tanadi ga wani "ruwa rana" ko wani tsanani sayan (mai kyau madadin zuwa rance ga abin da borrower yana biya wata babbar adadin kawai ga damar ya dauki kudi daga banki).

Kari daga banki

Healthy gasar a tsakanin bankuna sa ya yiwu a samu ba kawai mai kyau sha'awa kudi a kan ajiya, amma kuma ban sha'awa bada shawarwari. Ajiyar bude duk sabon fasali da kuma mai kyau bonus. Alal misali, wasu zamani bankuna suna shirye don wani matukar biyan bashin yi maganganu daga asusun lokacin da ka karɓi kudi a kan wasu - wani tanadi lissafi.

Yi kama da yadda ake gudanar da adibas ko da sauki kuma mafi m tare da abin da ake kira "Bank Online". Tare da damar yin amfani da yanar-gizo, za ka iya shiga a cikin sirri account a kan official website na banki a cikinsa kana da wani asusun, kuma yin wani aiki da kudi: samu sabon adibas, canja wurin kudi zuwa wasu asusun (ciki har da zuwa wasu bankuna da kuma wasu 'gudunmawar) ...

Bugu da kari, shi ne mai sauki gano wa abin da har da kudin shiga da ka samu daga wani adadin. Don wannan karshen, Bankin na yanar posted calculators tanadi. Shigar a filin kalkuleta data, latsa "lissafi" button da samun da kudi a cikin account a karshen zamani. Saboda haka kowa da kowa zai iya sanin abin da banki da kuma irin (sunan) taimako kamata bude.

fi so embodiment

Game da babban amfani a kan ajiya, shi wajibi ne don tuna da wadannan. Tsanani, manyan bankuna da kuma abin dogara ne son bayar da mafi ƙasƙanci rates a kan adibas, amma tabbatar da lafiya ajiya na kudi. Wannan kudi (yawanci 6%) ne ya isa ya samu a tabbace samun kudin shiga. Amma kananan. Banks kasa, amma tare da wani kadan tarihi na ci gaba, suna shirye su bayar da shahararre (sosai rare) mafi girma rate - 12%. Shi ne riya amma m.

Sharuddan ajiya

Savings asusu a banki - ne mai zamani, kuma mai lafiya, kudin-tasiri da kuma m hanyar ajiye kudi da kuma ajiye kudi.

Amma kafin ka yi amfani da wannan riya tayin, ya kamata bincika taimako yanayi. suka sãɓã wa jũna muhimmanci tsakanin bankuna. Alal misali, a cikin hali na farkon janye kudi za ka iya rasa wasu daga cikin (ba kawai da yi musu alkawari sha'awa). Ko da yake akwai shawarwari, wanda a yarda hakar kudi kafin lokaci ba tare da wani hasãra. Kada ware irin wannan yiwuwar a duk: a rayuwa akwai m surprises, kuma domin su zama mafi alhẽri a shirye.

Yana da muhimmanci a yi la'akari da yiwuwar yin kudi ga asusun. Wasu banki shirye-shirye ba da damar irin wannan yanayi. Kuma za ka iya rayuwa da, in dai ka yarda a saka mai kyau adadin kudi a high amfani rates. Kuma idan ba, shi ne mafi alhẽri a zabi bankunan cewa ba da damar zuwa replenish da tanadi asusun.

Shin muhimmanci yanayi kamar lokaci ajiya kudin. Idan ka zabi wani tsawon lokaci, shi ne mafi kyau don canja wurin da kudi a cikin kudin kasashen waje, da kuma a cikin daban-daban, da kuma sa a kan wani daban-daban account. Saboda haka ka rasa kasa a kan hanya. Rubles ne mafi dace wa da ajiya na tsawon shekara guda.

Tare da hakkin tsarin kula da al'amarin, wanda zai iya ajiye mai kyau adadin a gwada gajeren lokaci. Wasu masu zuba jari suna farin ciki a raba su labarin: wani tanadi asusu ba da damar wani ya je wani dogon-jiran hutu, wani yin wata babbar saya ba, da kuma wani a rayuwa na tsawon watanni shida bayan rasa aikinsa. Don buɗe da irin wannan taimako ne wani lokacin quite m adadin - 3000 rubles. Shi ya sa ka yi mãmãki? ..