Taimako ga Savings Bank of Rasha - da AMINCI na garanti

Idan kana bukatar ka ajiye, mu tara ku kuma riɓaɓɓanya su ragi kudi, bude taimako ga Savings Bank. Lalle, babbar banki-tsira ne mai garanti na aminci. Amma aikatãwa yawa kudi har yanzu zai yi aiki ba, saboda amfani rates a kan adibas, da rashin alheri, m fiye da kudi na kumbura.

Sberbank yana buɗewa adibas a rubles, Tarayyar Turai da kuma dalar Amurka. Bugu da kari, yana yiwuwa a bude wani asusu a cikin Swiss Franc, Sterling da kuma Japan yen. Za ka iya har yanzu bude wani Multi-shigar, a cikin abin da za ka iya aikatãwa a kudin hawa da sauka (ban da amfani rates).

Abin da taimako ga Savings Bank of mafi riba? Mene ne daban-daban tayi? Don fara, la'akari da wani tebur da jerin ajiya a banki, da sha'awa rates an ba ga ruble asusun.

Bari mu fara da cewa mafi riba taimako ga Savings Bank - mai ajiya "a kan m". amfani kanta accrued kuma ba da manyan bakake kan ƙarewar. Yana ba za a iya bayansa da kuma cire prematurely. Amma ya sha'awa kudi ne mafi girma.

Alal misali, idan ka sanya dubu 100 rubles shekara guda, za ka sami wani albashi na 7.200 rubles. Zuba jari dubu 500 rubles shekara guda, za ka sami 36.500 rubles. To, idan kana da miliyan 1. Rubles, kuma ba za ka iya saka shi domin 2 years, to, samun kudin shiga zai zama 145 dubu rubles.

"Tuƙa" da ajiya da aka tsara don wadanda suke so ba kawai don cika asusunka, amma kuma dauki amfani samu daga gare ta.

Deposit a cikin Savings Bank "kubutar" - da amfani da aka lasafta a kan kowane wata, babu yiwuwar ƙari. A amfani kudi dogara a kan lokaci domin wanda kana da wani asusun. A daina, da karin riba. Accrued amfani zaka iya canja wurin zuwa ga yau da kullum da asusun ko ta hanyar katin bashi. Idan ba ka so ka yi amfani da kashi, to, zã su ta atomatik a kara wa ajiya adadin (da manyan bakake) cewa zai kara samun kudin shiga.

A ajiya a cikin "Ka sanya katin" Savings Bank ba ka damar ba kawai yin riba, amma kuma tara mai kyau adadin. A m size na bude da kuma ƙari ne 1,000 rubles. A kudi na amfani, kazalika a kan wasu iri, dangane da lokaci. The m kudi zai kasance a ajiya, bude for watanni 3, matsakaicin - 3 years. Interest wata-wata, za ka iya harba, kuma za ka iya kwarmato a. Bayar maimaita atomatik asusun da tsawaita (tsawo domin wani lokaci).

Akwai musamman fensho taimako ga Savings Bank ga tsofaffi - "fensho Plus". Ya kamata a canja shi zuwa fensho biya, wanda za a caje sha'awa a kan wani kwata-akai, shekara-shekara kudi na 3.5%. Amfani nufin cikakken kyauta, accrued amfani za a iya cire ko hagu a cikin asusun.

Akwai wata damar daga wannan account biya ga jama'a da sabis. A saboda wannan dalili, shi ya ishe bayar da biyan bashin domin da zarar ba su ma sun ziyarci banki.

Amma duk da haka ya kamata a lura da cewa gudunmawar "sarrafa", "Ka" da "Ka sanya katin" da zama online, da sha'awa rates a wannan yanayin da ake miƙa mafi m.