Sanadiyyar inshora

Sanadiyyar inshora - ne mai zaman kanta fanni na inshora aiki. A irin wannan inshora da abu ya yi aikin nauyin da da inshora mutum (inshora) da doka, kuma ma ta nagarta na wajibai a karkashin kwangilar ga lalacewar drugimlitsam (a karkashin wata cũta aka fahimta da lalacewar ta wurin wani mutum, kazalika da dukiya zuwa uku-jam'iyyun). Bisa ga kunno kai inshora ga insurers zaton cikin hadarin, ya bayyana a cikin kwangila na inshora game da alhaki ga wajibai cewa tashi a sakamakon haddasa lalacewar da inshora dukiya, kiwon lafiya, ko rayuwa na uku jam'iyyun. Kamar yadda wani insurer iya aiki a matsayin mutane da kuma shari'a.

Rundunar alhaki a gaban bare ne mallakar tajirai a cikin yanayi, saboda mutumin da ya sa lalacewar da wani ɓangare na uku, za a zamar masa dole ya cika domin ta hasarori. Amfani da alhaki inshora, da wajibi don rama domin diyya da da inshora da aka wuce zuwa da insurer. Haddasa lalacewar wasu da insurer na iya haifar da administrative ko laifi alhakin, amma lalacewar dukiya sãmar da wani ɓangare na uku da diyya da aka canja zuwa insurer.

alhaki inshora za su iya aiki a hanyoyi biyu:

- son rai inshora kamar yakin alhaki inshora na masu na Apartments.

- wajibi inshora, kamar abin alhaki inshora mota masu (CTP).

Sanadiyyar inshora (GO) Apartment masu nufin son rai inshora, amma shi ne quite gaggawa da muhimmanci ayyuka ga kamfanonin inshora, don matsawa a kafaɗunsu da alhakin your makwabta don laifi sabõda yãsasshiya lalacewar da cewa ya faru a cikin yanayin da Apartment amfani. Zai yiwu kasada an rubuta su a kwangila, da kuma insurer na da hakkin ya ƙayyade matsakaicin inshora adadin, a cikin wanda insurer a da alhakin gyara lalacewa sa ga wasu kamfanoni da da inshora, kamar wuta ko ambaliya. Inshora hadarin da aka yi zargin events da ya faru na wanda daidai da inshora kwangila, da insurer yana da wani wajibi diyya na lalacewa, watau, da insurer biya fita zuwa uku jam'iyyun da suka sha wahala a matsayin sakamako na ayyukan, ko omissions na inshora.

Inshora kwangila GO shi ne yanayin da dukiya lalacewar, rauni a jiki, wasu kamfanoni a sakamakon rayuwa events cewa ya faru a wani takamaiman adireshin, a takamaiman data kasance inshora kwangila - ne inshora yankin.

Sanadiyyar inshora SRO (kai-tsara kungiyoyin) ya zama dole saboda gaskiyar cewa yi masana'antu ya wuce zuwa kai-tsari. Ma'aikatar Regional Development ɓullo da takamaiman shawarwari a kan inshora GO SRO da membobinta domin tabbatar da real tsaro na gina kungiyar da kuma membobinta da kuma da nufin karfafa da kudi da kwanciyar hankali, a matsayin diyya ga lalacewa za a cika Naira Miliyan Xari inshora karkashin inshora kwangila, da kuma ba ka damar ciyar ba SROs masĩfa Asusun.

SRO alhaki inshora ne mai kwangila a dangane da wadannan kasada inshora mutum na da nauyin (ko inshora) for rauni:

• kiwon lafiya ko rayuwa na uku jam'iyyun a sakamakon shortcomings a cikin aikin na da inshora.

• dukiya ɓangare na uku sakamakon ƙarara a cikin inshora ayyukan;

• yanayi sakamakon ƙarara a cikin ayyukan inshora.

Inshora - garanti na aminci da kuma kudi da kwanciyar hankali.