Me Tsada Car Assurance

A shekarar 2011, masu motoci sun akai-akai lura karuwa a cikin kudin na CTP da kuma karfi da damuwa game da wannan. A daidai wannan lokaci shi ne jiran wani sabon Yunƙurin a farashin. Mene ne dalilin da?
Bisa ga Rasha Union of Insurers, da karuwa a inshora rates cewa ya faru za a sa ran a watan Yuli 2011. A wannan yanayin, kamfanin yana dauke kasa girma rates da kuma shirya sabon canje-canje.
A karkashin halin yanzu dokar, gwamnatin iya daidaita da tariffs for wajibi motor TPL inshora sau daya a kowace 6 watanni. A lokaci guda mota masu, wanda sau da yawa amfani da online kalkuleta CTP, ya lura da biyu kawai lokuta da farashin ƙaruwa a kan na karshe 8 shekaru Shari'a a kan CTP. A Rasha jiragen ruwa ya canza da yawa a tsawon shekaru, a gaskiya shi ne wani inganci. Saboda haka, ya karu da talakawan size of inshora biya a kan baƙin ƙarfe. Bugu da kari, kumbura ya haddasa mafi girma farashin for kayayyakin gyara da kuma kudin da misali-hour sabis tashar.
A girma daga sayar da motoci na karuwa a kowace shekara ta 30-40%, amma hanyoyi kasance iri guda. Mai amfani da rance ne a wani girma mataki, don haka bayan da dabaran da mota zaune a manyan yawan matasa direbobi da sosai low matakin na horo. Duk da wannan gudummawar da ci gaban da hanya hatsarori, saboda haka, ya haifar da asarar CTP insurers.
A cikin 'yan shekarun nan, da adadin wajibobi na insurers karu. Da rata tsakanin wajibai na kamfanin da kuma adadin inshora ɗaukar hoto, bisa ga wakilan da PCA, shi yiwuwa a yi har for kawai gyara na fito da su coefficients. A shekarun baya, mota masu amfani wanda CASCO da CTP lissafi, ya lura da wani hatsari Trend. Fiye da shekara da ta gabata, da kasuwar bar 26 kamfanonin, da kuma a kan shekaru 8 na SAR darajõji sun thinned da yawa, saboda Union ya bar 60 kamfanoni. Mafi yawa daga cikin insurers ayyana kanta fatara, a matsayin taki na biya girma ya muhimmanci mafi girma fiye da na kudi na girma na premiums.
Saboda haka, irin wannan m karuwa da farashin ga manufofin CTP ya zama dole. Idan wannan ya faru ba, zai zama mafi deplorable hoto na yanzu kasuwar. A cewar kamfanonin inshora, na wani sakamako na sabon tariffs zai kasance ne kawai a cikin wadannan shekaru, a lokacin da duk mota masu da lokacin da za a sabunta manufofi. Mahalarta taron na SAR lura da cewa kawai gyara na tariffs da kuma jadawalin kuɗin fito rates ne bai isa ba. Idan kamfanonin yanke shawara su kara da iyaka da inshora da'awar, wannan zai haifar da wani sabon Yunƙurin a farashin for inshora manufofin.