A shirin na banki. Babban sassan da kuma siffofin

A shirin na banki - wani Jerin daga lissafin kudi shigarwar, wanda bisa ga lambar wuri 385-P nuna daban-daban ayyukan.

Da lambar wuri 385-P ya maye gurbin matsayin lambar 302-P kuma shi ne inganci daga Janairu 1, 2013. All bashi cibiyoyin a Rasha dole ya kiyaye ta lissafin kudi records daidai da wannan daftarin aiki.

Bisa ga general definition na banki shi ne wani shiri tara kudi a kan ajiya, adibas, lissafinsu m watsa daga cikin jiki da kuma doka mutane a cikin nau'i na credits ga fee da kuma sama-akai. Tun da bankuna dole ya kiyaye cikakken records a cikin mahallin - for yaushe kuma suka karbi kudi, kazalika - for yaushe, da wanda aka bayar, da banki ginshiƙi na asusun shi ne daban-daban daga kowa kungiyar na shirin ta hanyar babban adadin mukamai. A shirin na banki asusun dauke da kimanin 18-20 sau fiye da asusun.

A shirin na kasuwanci asusun banki hada da wani asusu na 2nd kuma 1st domin, inda karshen kunshi uku lambobi da kuma nuna tara wasu alƙalima da lissafin kudi articles. A karo na biyu domin kunshi kirgawa takardar kudi 1st domin da Bugu da kari jerin tsawo. Su za'ayi a mafi cikakken roba lissafin kudi ma'amaloli.

A shirin na banki hada da dama babban sassan:

• Sashe na 1, sadaukar da babban birnin kasar lissafi. Ga an rubuta kudin canjawa wuri zuwa banki ta kafa, ajiye kudi, cikakken albashi, rabo premium, gano hasãra. Asusun na iya zama ko dai aiki (da banki dole ne da tsabar kudi, ko suna nasa) da kuma m (bankin yana da wani wajibi ga duk wata kungiya ko mutum).
• Unit 2, inda da daraja karafa an rubuta, tsabar kudi. A cikin asusun, kuma suna tunãni yawanci aiki binciken tsabar kudi da kuma daraja karafa a wani musamman magani mataki (a ofisoshin, ATMs, a wata hanya zuwa ga daraja karafa - a hanyar da a tsabar kudi, musamman asusun et al.). M asusun aka buɗe ga abokan ciniki da cewa rike daraja karafa a cikin banki.
• Sashi na 3, zuwa asusu na interbank biya. A manyan sashe nuna duk dangantaka tsakanin bashi cibiyoyin, ciki har da wadanda ba mazaunin bankuna da kuma Babban Bankin na Rasha Federation.
• Sashi na 4, to gani ma'amaloli da abokan ciniki. Yana hada tunani ayyukan da ciniki, ciki har da lissafin kudi na kudi a cikin asusun, records na adibas, aro kudi, rance da kuma sauran cike gurbi, m rance, yin haya ayyukan da sauransu.
• Sashen 5 ne aka yi nufi ga daidai da shigarwar ga ma'amaloli da wanda aka samu kudi kida, Securities. Ga an rubuta adadin nasu bankunan 'zuba jari a hannun jari, shaidu, takardar kudi na sauran kungiyoyi, da rabo daga zuba jari dukiya a hukumomin gwamnati, bashi cibiyoyin, kamfanoni, kazalika da kasafi na zuba jari a Securities na kasashen waje da kamfanoni da kuma hukumomin. Asusu yawanci aiki. Har ila yau, akwai an rubuta Securities bayar da banki (bank wajibobi).
• Sashe na 6 zuwa asusu na da daban-daban kudi da kuma dukiya. A cikin rubuce zuba jari a shirkinku, kuma rassa na wani bashi ma'aikata, a hannun jari na daban-daban kamfanonin, tsayayyen dukiya da ƙasa, ƙauyuka da mabartan kuma bashi (kaya, yan kwangila, ma'aikata da sauransu.).
• Sashe na 7, inda sakamakon yadda ake gudanar nuna. A nan ne asusun tsara don gani da samun kudin shiga da kuma kudi sakamakon, kudi, samun kudin shiga haraji da sauransu.

Har ila yau, da ginshiƙi na asusun na banki hada da wani babi a kan "B", inda baya ga nuna ayyukan canjawa wuri zuwa dõgara management na dukiya, da shugaban na "B" (kashe-balance sheet asusun) da suke da zama dole to daidai da dabi'u da ba su da alakarsu da dukiya na banki, ciki har da: letterheads na Securities (ãdalci, kuma na ɓangare na uku issuers), ma'amaloli da kudin dabi'u (cak ga tarin, kudin, yarda da jarrabawa, da dai sauransu ..), a gaba ma'amaloli, haya, yin haya, Kalam da sauransu. da kuma shugaban da "D" (lissafi daffo) de gane Securities ma'amaloli a gwada yawa sharuddan.