Ban sha'awa na fensho a Jamus

Bayyana wata gaskiya: a Jamus, daya daga cikin mafi tasiri fensho tsarin a Turai. Me ya sa? Karanta a.

The main iri biya

Pensions a Jamus ne zuwa kashi uku:

- Issue shekaru.

- dogara alawus (idan sun ƙaryata a tsira).

- Biya ga tawaya a lokacin da akwai wani cikakken da sana'ar tawaya a cikin mutane.

bayani

Ka yi la'akari da farko irin - a fensho a Jamus cewa ba shekaru. Wadannan sun hada da dama iri biya:

- Total biya a lokacin da mutumin shekaru 67 (tasiri daga 2012), idan akwai wani aikin kwarewa ba kasa da shekaru 5.

- Amfanin idan akwai hasãra (m ko cikakken) na aiki damar mutane a shekaru 60, idan wani mutum da aka samu m aiki da gwaninta na shekaru 35.

- shekaru biya zuwa aikin yi, ko waɗanda suka tsunduma a wani bangare, a cikin shekaru 60 da shekaru. Wannan ya shafi waɗanda suka wuce 1.5 years sun kasance ba m da aikin yi, kazalika da wa ma'aikata da suka yi aiki part-time ne ba kasa da 52 makonni ko watanni 24. Yawan shekaru za su zama shekaru 15.

- Biya ga waɗanda suka yi fiye da shekaru 35 da kwarewa a kasar.

- Biya ne kawai don mata haife shi a shekara ta 1952, sun kai shekaru 60 da haihuwa wanda da kwarewa a kasar na shekaru 15. 10 shekaru da kuma 1 ga watan dole ne fada a kan lokaci bayan shekara arba'in.

- Amfanin ga hakar gwal da kwarewa na tsawon shekaru 25 wanda ya kai shekaru 60 da haihuwa.

Pensions a Jamus ba su caje ta atomatik. Wajibi ne a nemi wani irin amfanin. Yana zai yi cika fitar da wani musamman form. Ritaya fensho zai iya isa kawai mutanen da suka sanã'anta shi. Wannan dama ba za a iya canjawa wuri, shi ya auku a karkashin yanayin a kayyade a cikin dokokin. Babban bukata - farko na jerin shekaru da za a yi niyya dabam ga kowane category.

muhimmin abu

Domin a fensho a Jamus, kana bukatar ka yi wani yawan shekaru na aiki, wanda aka inshora. Wannan ake kira Wartezeit. Duk abin dogara a kan irin amfani. Wannan lokaci zai iya Range daga 5 zuwa shekaru 35.

A talakawan fensho a Jamus a 2013 1266 Tarayyar Turai.

inshora

A cikin wannan kasar da akwai da dama iri software. Akwai uku main matakan:

- ake bukata gosobespechenii.

- Insurance Enterprises.

- Non-jihar tsaro, zaman kansa kudi.

Jihar Insurance ne m ga dukkan mutane wata-wata samun kudin shiga fiye da 3900 Tarayyar Turai kafin deducting da zama dole haraji. A tsarin ne quite gargajiya. Its ainihi shi ne cewa aiki yawan bayar da gudunmawa ga asusun a kudi na fansho live. A kasar na da manufa na redistribution - wani irin kwangila na hadin mutane na daban-daban da al'ummomi. Babu jari na gudunmawar samu, suna amfani a lokaci daya. Mutane da yawa Jamusawa da hakan albashi ki jama'a ayyuka, da al'amari zuwa masu zaman kansu yan kasuwa. Shi ne mashahuri a cikin manoma da 'yan kasuwa. A payer yanke shawarar da nawa za gabce a lokacin da ya ƙarasa da kwangila a kan su fensho inshora.

Fensho a Jamus cancanta, muna da wani abu to koya daga gare su. A mutane na wannan kasa yi imani da cewa idan ba ka kula da nasu tsaro a tsufa, sa'an nan wanda Ya so. Saboda haka kada ka yi zaton high amfani - abin yabo kawai jama'a hukumomi na kasar, kamar yadda da yawa Russia.